Rahasia Mahjong Wins 3 Pola Gacor Profit Besar Mahjong Wins 3 Top508 Pola Bandar Terbongkar Auto Cuan Strategi Menang Mahjong Wins 3 Pola Jitu Top508 Pola Rahasia Mahjong Wins 3 Top508 Teknik Auto Profit Pola Mahjong Wins 3 2024 Trik Ampuh Raih Profit Top508 Pola Mahjong Wins 3 Top508 Buka Rahasia Bandar Menang Mudah RTP Mahjong Wins 3 Top508 Pola Bandar Paling Akurat Rahasia Menang Mahjong Wins 3 Top508 Pola Terbukti Gacor Pola Mahjong Wins 3 Top508 Terbaru untuk Profit Maksimal Strategi Mahjong Wins 3 Top508 Bocoran Pola Terbaik Rahasia Mahjong Wins 3 Pola Gacor Menang Besar Tanpa Rugi Strategi Ampuh Menang Mahjong Wins 3 Pola Jitu Top508 Pola Mahjong Wins 3 Terbaik Rahasia Sistem Bandar Top508 Terungkap Pola Mahjong Wins 3 Top508 Kalahkan Strategi Bandar Pola Mahjong Wins 3 Rahasia Sukses Menang Besar Top508 Jackpot Mahjong Wins 3 Top508 Pola Rahasia Menang Konsisten Mahjong Wins 3 Gampang Menang Pola Terbaik Pemain Pro Top508 Pola Mahjong Wins 3 Paling Gacor Rahasia Keuntungan Besar Top508 Pola Mahjong Wins 3 Paling Akurat Rahasia Auto Profit Top508 Cara Ampuh Menang Mahjong Wins 3 Pola Gacor Maximal Cuan Top508 Mahjong Wins 3 Akun Pro Server Kamboja Modal 100K Jadi 12 Juta Mahjong Wins 3 Rekor Top508 Akun Pro Server Indonesia Modal 100K Raih 14 Juta Kejutan Mahjong Wins 3 Andi Ubah 100K Jadi 18 Juta Mahjong Wins 3 Jackpot Top508 Akun Pro Server Indonesia Siska Raih 11 Juta Mahjong Wins 3 Budi Untung 13 Juta Top508 Akun Pro Server Kamboja Mahjong Wins 3 Jackpot 17 Juta Akun Pro Server Indonesia Mahjong Wins 3 On Fire Bayu Untung 16 Juta Top508 Kamboja Rizky Untung 19 Juta Mahjong Wins 3 Akun Pro Server Indonesia Top508 Geger Mahjong Wins 3 Fajar Untung 10 Juta Akun Pro Server Kamboja Mahjong Wins 3 Meledak Dinda Untung 13 Juta Top508 Akun Pro Server Indonesia Musim Hujan Main Gates of Olympus Ngopi Surya Afdol Top508 Dua Tiga Buah Nangka Main Wild Bandito Top508 Menang Jadi Sultan Game Asik Bikin Ketagihan Nambah Saldo Dana RTP Live Top508 Fitur WhatsApp Bantu Kamu Dapat Saldo Gopay Cuma-Cuma Top508 HP Xiaomi Fitur Baru Browsing Mahjong Ways Budget Hemat Penemuan Ilmuwan Eropa RTP Live Winrate 99.9% Gates of Olympus Mahjong Ways Shortcut Keyboard 2 Tombol Jadi Jutawan Modal 50 Ribu Mahjong Ways 3 5 Sosok Bikin Gempar Mahjong Ways 2 Penemuan Scatter Hitam 7 Trick Kaya Mendadak Modal Rebahan Main Mahjong Ways 2 Modal 10 Ribu Main Mahjong Ways Hasilkan Jutaan RTP Live Terbaru Strategi Jitu Gates of Olympus Jackpot Beruntun Waktu Singkat Rahasia Pro Player Pola Trik Wild Bandito Modal Receh Panen Cuan Mahjong Ways Pola Scatter Rahasia Jarang Diketahui Menang Besar Cara Cerdas Nambah Saldo Dana Setiap Hari Main Game Seru Bosan Rebahan? Coba Game Ini Bonus Jutaan Rupiah Gabut di Rumah? Main Mahjong Ways Viral Modal Kecil Cuan Gede Game dengan Fitur Rahasia Menang Berkali-kali Tanpa Modal Besar Trik Mahjong Ways 3 Terbukti Auto Sultan Menang Besar Dapat Saldo Dana Gratis dari Game Favoritmu, Cara Ampuh! Bonus Puluhan Juta, Trik Waktu Main Gates of Olympus Viral Best808 Rahasia Pola Mahjong Wins 3 Paling Gacor Profit Tanpa Rugi Pola Mahjong Wins 3 Akurat Best808 Jackpot Besar Tiap Hari Strategi Jitu Mahjong Wins 3 Pola Rahasia Best808 Menang Besar Mahjong Wins 3 Gacor 2024 Rahasia Pola Bandar Best808 Menang Konsisten Bocoran Pola Mahjong Wins 3 Akurat Teknik Rahasia Best808 Profit Tiap Hari Modal 2 Juta Jadi 100 Juta Rahasia Pola Mahjong Wins 3 Best808 Modal 500 Ribu Jadi 30 Juta Pola Rahasia Mahjong Wins 3 Best808 Spektakuler Menang 80 Juta Modal 2 Juta Pola Jitu Mahjong Wins 3 Best808 Modal 1 Juta Jadi 50 Juta Pola Gacor Mahjong Wins 3 Best808 Rekor Menang 300 Juta Modal 5 Juta Pola Rahasia Mahjong Wins 3 Best808 Pemain Mahjong Ways Beli Motor Modal Ngopi Main Game Ngopi di Bandung Main Mahjong Ways Kafe Hidden Gem Cozy Liburan Santai Villa Main Mahjong Ways Trik Liburan Seru Main Wild Bandito Wisata Kuliner Jogja Rahasia Cuan Perjalanan Kuliner Surabaya Trik Jackpot Gates of Olympus Pulang Bawa Cuan Pemain Mahjong Wins 3 Modal 1 Juta Jadi 100 Juta TOL777 Pemain Mahjong Wins 3 Modal 500 Ribu Jackpot 50 Juta TOL777 Modal Kecil Untung Besar Mahjong Wins 3 TOL777 75 Juta Kemenangan Fantastis Mahjong Wins 3 TOL777 150 Juta Modal 3 Juta Jackpot Fantastis Mahjong Wins 3 TOL777 200 Juta Modal 1 Juta Modal 100K Menang 20J Mahjong Wins 3 Pola Gacor 150K Menang 30J Mahjong Wins 3 Modal 200K Menang 50J Mahjong Wins 3 Rahasia Pola 100K Menang 10J Mahjong Wins 3 Strategi 150K Menang 25J Mahjong Wins 3 Pola Terbukti 200K Menang 40J Mahjong Wins 3 Pola Gacor 100K Menang 15J Mahjong Wins 3 Rahasia 100K Jadi 35J Mahjong Wins 3 Pola Jitu 150K Menang 45J Mahjong Wins 3 Strategi 200K Menang 60J Mahjong Wins 3 Rahasia Bandar Gacor Mahjong Wins 3 Strategi Jitu Mahjong Wins 3 Cara Menang Besar Mahjong Wins 3 Bocoran Pola Mahjong Wins 3 Gacor Terungkap Pola Mahjong Wins 3 Strategi Akurat Mahjong Wins 3 Pola Mahjong Wins 3 Gacor 2024 Main Mahjong Wins 3 Profit Harian Bandar Ketar-Ketir Mahjong Wins 3 Pola Mahjong Wins 3 Profit Konsisten Rahasia Jackpot Mahjong Wins 3 Tol777 Trik Mahjong Wins 3 Tol777 Auto Cuan Pantai Iran Merah Mahjong Wins 3 Viral Jackpot Fantastis Mahjong Wins 3 Tol777 Jamaah Tarawih Kabur Mahjong Wins 3 Viral Main Mahjong Wins 3 Sultan Bongkar Trik Pengendara Bonceng Pocong Mahjong Wins 3 Mahjong Wins 3 Best808 Gacor Cuan Fantastis Cewek Viral Mahjong Wins 3 Best808 Trik Jitu Mahjong Wins 3 Best808 Jadi Pro
  • pagcor slot
  • pagcor slot online
  • tol777
  • slot tol777
  • tol777
  • slot tol777
  • tol777
  • slot tol777
  • rom88
  • slot rom88
  • Tort Reform is Needed to Refill the Nation’s Medicine Chest

    AFTER EIGHT DECADES IN NEW JERSEY, drugmaker Hoffmann-La Roche recently announced plans to move its headquarters, transferring many high-paying jobs to another state. This is more evidence of a shrinking pharmaceutical industry in the Garden State—once known as“the nation’s medicine chest.”One reason for the exodus is the state’s poor tort liability system.

    The recently released U.S. Tort Liability Index: 2008 Report finds that New Jersey’s tort costs for awards, attorney fees, and administrative expenses were $8 billion in 2006, the most recent year for which complete data are available.This gives New Jersey the sixth-highest direct tort costs in the nation.

    After controlling for the level of economic activity, New Jersey’s ranking gets worse: it has the second-worst relative tort costs.The state has disproportionately high costs compared to other states of comparable size, especially in the areas of auto, commercial,medical malpractice and product liability.

    Companies in New Jersey also face high tort-litigation risks due to a relatively large number of personal injury lawyers filing myriad lawsuits in the state.Things have gotten so bad that New Jersey is now designated a “judicial hellhole” by the American Tort Reform Association. The state’s poor tort climate is causing businesses and jobs to go elsewhere.

    According to McKinsey & Co., tort risks are second only to the availability of qualified workers in significance for a company when deciding where to expand operations. In 1990, New Jersey had 20 percent of the nation’s pharmaceutical jobs—the heaviest concentration in the country.Today, it has only 13.7 percent. But there are a lot of tort-reform options that would turn this bad situation around.

    According to the Tort Index, New Jersey has weak or no reforms in appeal-bond caps, non-economic-damage caps, class actions, and attorney contingency-fee limits. To that add weakness in attorney-retention sunshine, jury service, asbestos and silica liability, construction liability, junk food and obesity liability, venue rules, and the standard for scientific review of evidence by expert witnesses.

    These areas are precisely those that generate disproportionately large-dollar awards and drive up the state’s tort costs.Unfortunately, the New Jersey state legislature has decided not to enact common sense, meaningful tort reform in these areas. Everyone suffers as a result. Every year, excessive tort lawsuits cost each person about $2,000 and increase personal healthcare expenditures roughly eight percent, adding 3.4 millionAmericans to the rolls of the uninsured.We all pay higher prices and higher insurance premiums as a result.Tort reform,in contrast, pays off for everyone.

    A University of California-Berkeley economist examined six common tort reforms adopted by states from 1970 through 1997 and found that an additional reform increased employment in manufacturing 1.5 percent, construction 1.4 percent, and 1 percent overall. This translates into 41,000 new jobs for New Jersey if one tort reform were adopted.

    The top 10 tort states have a gross state product growth rate that is 25 percent greater than the bottom 10 tort states.Top tort states have higher earnings growth, too, and job growth 57 percent greater than the bottom tort states.New Jersey’s economic growth rate is half the national average.

    A good tort system makes a state’s economy more robust and resilient to economic downturns and job losses. If New Jersey lawmakers are serious about attracting and retaining well-paying jobs and innovative businesses, they cannot afford to overlook the state’s massive tort burden. Meaningful tort reform would help restore the state’s long-term economic competitiveness and even refill the nation’s medicine chest.

    Lawrence J. McQuillan, Ph.D. (LMcQuillan@pacific research.org) is director of business and economic studies at the Pacific Research Institute in San Francisco. He is coauthor of the institute’s U.S. Tort Liability Index: 2008 Report.

    Nothing contained in this blog is to be construed as necessarily reflecting the views of the Pacific Research Institute or as an attempt to thwart or aid the passage of any legislation.

    Scroll to Top