Obamacare
Commentary
How ObamaCare Threatens Solvency Of Health Insurers
One of the most remarkable outcomes of ObamaCare is how the stock market has treated commercial health plans, which have rallied significantly. In the two years between the 2008 and 2010 elections, the Morgan Stanley Healthcare Payors’ Index rallied 26% (annualized), vs. only 9% for the S&P 500. Outperformance increased ...
John R. Graham
August 1, 2011
Commentary
Obamacare threatens solvency of Colorado health plans
Obamacare encourages state politicians to increase their interference with health-insurance premiums. In 2008 Colorado passed a law giving the Division of Insurance the power to deny premium hikes. To enhance this power, known as “prior approval,” Obamacare gave Colorado a $1 million grant last year to hire more insurance analysts ...
John R. Graham
July 31, 2011
Health Care
Why the Utah Health Exchange is No Model for Health Reform
The Utah Health Exchange is the model some conservatives believe can be used to push back against Obamacare. Witness the Wall Street Journal (July 16) soundly rejecting regulatory guidance on what the Administration is now calling Affordable Insurance Exchanges, but encouraging governors to get on the exchange bandwagon, in the ...
John R. Graham
July 27, 2011
Commentary
ObamaCare’s Imposition Will Lead To An Unhealthy State Of Wellbeing
The federal government has produced yet another study stating the obvious about health care that having insurance coverage is better than not having it. Yet some wonks are hailing this report from the National Bureau of Economic Research (NBER) as the most important health-care policy experiment since the 1970s. ...
Sally C. Pipes
July 25, 2011
Health Care
Health Insurance Exchanges: What If They Issued 347 Pages of Regulations and Nobody Cared?
The U.S. Department of Health and Human Services has issued regulations governing Health Benefits Exchanges and Small-Business Health Options Exchanges under the Patient Protection and Affordable Care Act (PPACA). These regulations are poorly defined, confirming that the exchanges will empower state functionaries to reduce choice and competition in health ...
John R. Graham
July 19, 2011
Health Care
Bust or Bailout? The Future of Private Health Plans Under ObamaCare
A new research study released by the Pacific Research Institute (PRI), a California-based free-market think tank, shows how ObamaCare threatens the solvency of private health plans, which will significantly reduce consumer choice and increase costs. The ultimate result will likely be either a massive taxpayer bailout of private health plans ...
John R. Graham
July 5, 2011
Business & Economics
Small-Business Health Care Tax Credits Are having a Miniscule Impact
The Small Business and Entrepreneurship Council recently surveyed 304 small business owners about how satisfied they were with the new healthcare reform laws tax credits. Nearly 90% had not applied for the credits. Some had no idea they existed, others were deemed ineligible, and more than a fifth found that ...
Sally C. Pipes
July 4, 2011
Commentary
Medicaid Mess-up
Last week, government officials discovered that up to 3 million middle-class Americans with annual incomes as high as $64,000 could qualify for Medicaid, the government health insurance program for the poor, thanks to Obamacare. Medicares chief actuary, Richard Foster, summed the situation up nicely: [T]hat just doesnt make ...
Sally C. Pipes
June 29, 2011
Commentary
Price Caps Will Only Cap Availability of Insurance
Earlier this month, the California Assembly voted to give the state insurance commissioner the power to reject health insurance rate hikes that he deemed excessive. The state senate must now take up the measure, known as AB 52. A week later, AB 52 effectively went national. Sen. Dianne Feinstein (D-Calif.) ...
Sally C. Pipes
June 27, 2011
Commentary
Will Employer-Sponsored Health Insurance Survive Obamacare?
Reports from consulting firms dont normally make national news. Then again, most such reports dont predict the downfall of the American health care system. Earlier this month, the consulting group McKinsey projected that tens of millions of Americans could find themselves without the health coverage they now get through their ...
Sally C. Pipes
June 20, 2011
How ObamaCare Threatens Solvency Of Health Insurers
One of the most remarkable outcomes of ObamaCare is how the stock market has treated commercial health plans, which have rallied significantly. In the two years between the 2008 and 2010 elections, the Morgan Stanley Healthcare Payors’ Index rallied 26% (annualized), vs. only 9% for the S&P 500. Outperformance increased ...
Obamacare threatens solvency of Colorado health plans
Obamacare encourages state politicians to increase their interference with health-insurance premiums. In 2008 Colorado passed a law giving the Division of Insurance the power to deny premium hikes. To enhance this power, known as “prior approval,” Obamacare gave Colorado a $1 million grant last year to hire more insurance analysts ...
Why the Utah Health Exchange is No Model for Health Reform
The Utah Health Exchange is the model some conservatives believe can be used to push back against Obamacare. Witness the Wall Street Journal (July 16) soundly rejecting regulatory guidance on what the Administration is now calling Affordable Insurance Exchanges, but encouraging governors to get on the exchange bandwagon, in the ...
ObamaCare’s Imposition Will Lead To An Unhealthy State Of Wellbeing
The federal government has produced yet another study stating the obvious about health care that having insurance coverage is better than not having it. Yet some wonks are hailing this report from the National Bureau of Economic Research (NBER) as the most important health-care policy experiment since the 1970s. ...
Health Insurance Exchanges: What If They Issued 347 Pages of Regulations and Nobody Cared?
The U.S. Department of Health and Human Services has issued regulations governing Health Benefits Exchanges and Small-Business Health Options Exchanges under the Patient Protection and Affordable Care Act (PPACA). These regulations are poorly defined, confirming that the exchanges will empower state functionaries to reduce choice and competition in health ...
Bust or Bailout? The Future of Private Health Plans Under ObamaCare
A new research study released by the Pacific Research Institute (PRI), a California-based free-market think tank, shows how ObamaCare threatens the solvency of private health plans, which will significantly reduce consumer choice and increase costs. The ultimate result will likely be either a massive taxpayer bailout of private health plans ...
Small-Business Health Care Tax Credits Are having a Miniscule Impact
The Small Business and Entrepreneurship Council recently surveyed 304 small business owners about how satisfied they were with the new healthcare reform laws tax credits. Nearly 90% had not applied for the credits. Some had no idea they existed, others were deemed ineligible, and more than a fifth found that ...
Medicaid Mess-up
Last week, government officials discovered that up to 3 million middle-class Americans with annual incomes as high as $64,000 could qualify for Medicaid, the government health insurance program for the poor, thanks to Obamacare. Medicares chief actuary, Richard Foster, summed the situation up nicely: [T]hat just doesnt make ...
Price Caps Will Only Cap Availability of Insurance
Earlier this month, the California Assembly voted to give the state insurance commissioner the power to reject health insurance rate hikes that he deemed excessive. The state senate must now take up the measure, known as AB 52. A week later, AB 52 effectively went national. Sen. Dianne Feinstein (D-Calif.) ...
Will Employer-Sponsored Health Insurance Survive Obamacare?
Reports from consulting firms dont normally make national news. Then again, most such reports dont predict the downfall of the American health care system. Earlier this month, the consulting group McKinsey projected that tens of millions of Americans could find themselves without the health coverage they now get through their ...